/* 공개 랜딩
 * 뼈대·색·글꼴은 운영 법인의 기존 사이트를 따른다(밝은 강조색 + 노랑 강조, 둥근 카드). 브랜드 세 색(--brand · --brand-dark · --marker)은
 * build.py 가 brand.json 에서 assets/css/brand.css 로 넣는다 — 이 파일엔 회사 색을 박지 않는다(아래 :where 값은 빌드 없이 열 때의 안전값).
 * 움직임: 등장·스크롤 효과 없음(기존의 AOS·무한 롤링을 뺐다). 바뀌는 것은 마우스·포커스 반응과 펼침뿐.
 */

/* 우선순위 0 — 어느 순서로 실리든 brand.css 의 :root 값이 이긴다(화이트라벨) */
:where(:root) { --brand: #1D4ED8; --brand-dark: #93B4FF; --marker: #FDE68A; }   /* 중립 안전값 — 어느 법인 색도 아니다 */

:root {
  --bg: #FFFFFF;
  --soft: #F5F9FD;
  --card: #FFFFFF;
  --ink: #191F28;
  --muted: #4E5968;
  --line: #E5E8EB;
  --line-strong: #D1D6DB;
  --accent: var(--brand);
  --accent-ink: #FFFFFF;
  --accent-hover: color-mix(in oklab, var(--brand) 85%, black);
  --accent-soft: color-mix(in oklab, var(--brand) 9%, white);
  --band: var(--brand);
  --mark-bg: var(--marker);
  --mark-ink: #191F28;
  --sh-1: 0 1px 2px rgb(16 32 64 / .05), 0 8px 24px -12px rgb(16 32 64 / .18);
  --sh-2: 0 2px 6px rgb(16 32 64 / .06), 0 24px 60px -24px rgb(11 46 120 / .35);
  --r: 20px;
  --wrap: 1180px;
  --gutter: clamp(16px, 4vw, 32px);
  --font: "Spoqa Han Sans Neo", "Apple SD Gothic Neo", "Malgun Gothic", "Noto Sans KR", "Noto Sans CJK KR", system-ui, sans-serif;
  color-scheme: light;
}
@media (prefers-color-scheme: dark) {
  :root:not([data-theme="light"]) {
    --bg: #0F1217; --soft: #13171E; --card: #171B23;
    --ink: #ECEFF3; --muted: #A6ADBA; --line: #262C37; --line-strong: #353D4A;
    --accent: var(--brand-dark); --accent-ink: #0F1217;
    --accent-hover: color-mix(in oklab, var(--brand-dark) 82%, white);
    --accent-soft: color-mix(in oklab, var(--brand-dark) 12%, #171B23);
    --band: color-mix(in oklab, var(--brand) 78%, black);
    --sh-1: 0 1px 2px rgb(0 0 0 / .4), 0 8px 24px -12px rgb(0 0 0 / .7);
    --sh-2: 0 2px 6px rgb(0 0 0 / .4), 0 24px 60px -24px rgb(0 0 0 / .8);
    color-scheme: dark;
  }
}
:root[data-theme="dark"] {
  --bg: #0F1217; --soft: #13171E; --card: #171B23;
  --ink: #ECEFF3; --muted: #A6ADBA; --line: #262C37; --line-strong: #353D4A;
  --accent: var(--brand-dark); --accent-ink: #0F1217;
  --accent-hover: color-mix(in oklab, var(--brand-dark) 82%, white);
  --accent-soft: color-mix(in oklab, var(--brand-dark) 12%, #171B23);
  --band: color-mix(in oklab, var(--brand) 78%, black);
  --sh-1: 0 1px 2px rgb(0 0 0 / .4), 0 8px 24px -12px rgb(0 0 0 / .7);
  --sh-2: 0 2px 6px rgb(0 0 0 / .4), 0 24px 60px -24px rgb(0 0 0 / .8);
  color-scheme: dark;
}

/* ── 기본 ───────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; text-size-adjust: 100%; scroll-padding-top: 84px; }
body {
  margin: 0; min-width: 320px; background: var(--bg); color: var(--ink);
  font: 400 17px/1.65 var(--font); letter-spacing: -.01em;
  word-break: keep-all; overflow-wrap: break-word;   /* 한국어 어절 중간에서 줄이 끊기지 않게 */
  -webkit-font-smoothing: antialiased;
}
img { display: block; max-width: 100%; height: auto; }
a { color: var(--accent); text-underline-offset: .2em; }
h1, h2, h3 { margin: 0; text-wrap: balance; }
p { margin: 0; }
em { font-style: normal; color: var(--accent); }
mark { background: var(--mark-bg); color: var(--mark-ink); padding: 0 .18em; border-radius: 6px; box-decoration-break: clone; -webkit-box-decoration-break: clone; }
:focus-visible { outline: 3px solid var(--accent); outline-offset: 3px; border-radius: 8px; }   /* 불투명 — 어느 브랜드 색이든 글자 대비(4.5:1)를 넘으면 테두리 3:1 도 넘는다 */
.wrap { width: 100%; max-width: calc(var(--wrap) + 2 * var(--gutter)); margin: 0 auto; padding: 0 max(var(--gutter), env(safe-area-inset-left)); }
.skip { position: absolute; left: 12px; top: -60px; z-index: 60; padding: 10px 16px; background: var(--ink); color: var(--bg); border-radius: 8px; }
.skip:focus { top: 12px; }
/* 숨김 글자는 반드시 position 이 있는 상자 안에 둔다 — 아니면 가로 스크롤 상자를 빠져나와 페이지를 넓힌다(.vcard 실측) */
.sr { position: absolute; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; }
.center { text-align: center; }

.h2 { font-weight: 700; font-size: clamp(1.7rem, 1.15rem + 2.1vw, 2.65rem); line-height: 1.32; letter-spacing: -.035em; }
.h2--inv, .lead--inv { color: #FFFFFF; }
.h2--inv em { color: inherit; }
.h3 { font-weight: 700; font-size: clamp(1.3rem, 1.05rem + 1vw, 1.75rem); line-height: 1.35; letter-spacing: -.03em; }
.lead { margin-top: 18px; font-size: clamp(17px, 1rem + .35vw, 20px); color: var(--muted); }
.lead strong { color: var(--ink); }
.lead--inv { color: rgb(255 255 255 / .92); }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; margin-bottom: 18px; padding: 6px 14px; border-radius: 999px; background: var(--accent-soft); color: var(--accent); font-size: 14px; font-weight: 700; }

/* ── 버튼 ───────────────────────────────────────── */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 0 22px; border-radius: 14px; border: 1px solid transparent;
  font: 700 16px/1 var(--font); letter-spacing: -.01em; text-decoration: none; cursor: pointer;
  transition: background-color .18s ease, border-color .18s ease, color .18s ease, transform .18s ease;
}
.btn--sm { min-height: 42px; padding: 0 16px; font-size: 15px; border-radius: 12px; }
.btn--lg { min-height: 58px; padding: 0 28px; font-size: 18px; }
.btn--primary { background: var(--accent); color: var(--accent-ink); box-shadow: 0 10px 24px -12px color-mix(in oklab, var(--accent) 80%, transparent); }
.btn--primary:hover { background: var(--accent-hover); }
.btn--ghost { color: var(--ink); background: var(--card); border-color: var(--line-strong); }
.btn--ghost:hover { border-color: var(--ink); }
.btn--inv { background: #FFFFFF; color: color-mix(in oklab, var(--brand) 88%, black); margin-top: 32px; }
.btn--inv:hover { background: #EAF1FF; }
.btn .arrow { width: 18px; height: 18px; fill: none; stroke: currentColor; stroke-width: 2.2; stroke-linecap: round; stroke-linejoin: round; transition: transform .18s ease; }
.btn:hover .arrow { transform: translateX(3px); }

/* ── 머리 띠 ─────────────────────────────────────── */
.top { position: sticky; top: 0; z-index: 40; background: color-mix(in oklab, var(--bg) 84%, transparent); backdrop-filter: saturate(1.6) blur(14px); -webkit-backdrop-filter: saturate(1.6) blur(14px); border-bottom: 1px solid color-mix(in oklab, var(--line) 80%, transparent); }
.top__in { display: flex; align-items: center; gap: 32px; min-height: 70px; }
.brandmark { display: inline-flex; align-items: center; text-decoration: none; color: var(--accent); }
.brandmark img { height: 42px; width: auto; }
.brandmark__text { font-weight: 700; font-size: 24px; letter-spacing: -.04em; color: var(--accent); }
.top__nav { display: flex; gap: 26px; }
.top__nav a { color: var(--muted); text-decoration: none; font-size: 15px; font-weight: 500; padding: 10px 0; }
.top__nav a:hover { color: var(--ink); }
.top__act { margin-left: auto; display: flex; align-items: center; gap: 10px; }
.theme { width: 42px; height: 42px; display: grid; place-items: center; border-radius: 12px; border: 1px solid var(--line); background: transparent; color: var(--ink); cursor: pointer; }
.theme:hover { border-color: var(--line-strong); }
.theme svg { width: 20px; height: 20px; fill: none; stroke: currentColor; stroke-width: 1.7; stroke-linecap: round; stroke-linejoin: round; }
.theme__moon, .theme__auto { display: none; }
.theme__auto { fill: currentColor; stroke: none; }
.theme[data-mode="dark"] .theme__sun, .theme[data-mode="system"] .theme__sun { display: none; }
.theme[data-mode="dark"] .theme__moon { display: inline; }
.theme[data-mode="system"] .theme__auto { display: inline; }

/* 어두운 화면에서 로고(밝은 바탕용 PNG)는 흰 판 위에 — 파란 글자가 검은 바탕에 묻히지 않게 */
:root[data-theme="dark"] .brandmark img, :root[data-theme="dark"] .foot__brand img { background: #FFFFFF; border-radius: 10px; padding: 4px 8px; }
@media (prefers-color-scheme: dark) { :root:not([data-theme="light"]) .brandmark img, :root:not([data-theme="light"]) .foot__brand img { background: #FFFFFF; border-radius: 10px; padding: 4px 8px; } }

/* ── 1. 첫 화면 ─────────────────────────────────── */
.hero { position: relative; overflow: hidden; background: radial-gradient(900px 520px at 78% 30%, color-mix(in oklab, var(--accent) 16%, transparent), transparent 70%), var(--soft); padding: clamp(36px, 6vw, 80px) 0 clamp(48px, 7vw, 96px); }
.hero__in { display: grid; grid-template-columns: minmax(0, 1.1fr) minmax(0, .9fr); gap: clamp(28px, 4vw, 64px); align-items: center; }
.hero__title { font-weight: 700; font-size: clamp(2.3rem, 1.2rem + 4.3vw, 4.1rem); line-height: 1.22; letter-spacing: -.045em; }
.brush { background: linear-gradient(transparent 60%, color-mix(in oklab, var(--marker) 90%, transparent) 60%, color-mix(in oklab, var(--marker) 90%, transparent) 92%, transparent 92%); padding: 0 .06em; }
.hero__lead { margin-top: 22px; font-size: clamp(17px, 1rem + .4vw, 20px); color: var(--muted); max-width: 30em; }
.hero__cta { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.pledges { list-style: none; margin: 30px 0 0; padding: 0; display: flex; flex-wrap: wrap; gap: 10px 20px; }
.pledges li { display: inline-flex; align-items: center; gap: 7px; font-size: 15px; font-weight: 500; color: var(--muted); }
.pledges svg { width: 18px; height: 18px; flex: none; fill: none; stroke: var(--accent); stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }

/* 휴대폰 틀 — 안에는 새 접수(/apply)의 실제 화면. 깊이는 겹침·그림자로만(움직이지 않는다) */
.hero__art { position: relative; height: clamp(420px, 44vw, 600px); }
.glow { position: absolute; inset: 12% 8% 6% 14%; border-radius: 50%; background: radial-gradient(closest-side, color-mix(in oklab, var(--accent) 30%, transparent), transparent); filter: blur(20px); }
.phone {
  position: absolute; right: 6%; top: 0; width: min(300px, 62%); aspect-ratio: 9 / 18.6;
  border-radius: 46px; padding: 11px; background: #12151B; box-shadow: var(--sh-2), inset 0 0 0 1.5px #2A2F38;
}
.phone::before { content: ""; position: absolute; top: 20px; left: 50%; width: 30%; height: 22px; transform: translateX(-50%); border-radius: 999px; background: #12151B; z-index: 1; }
.phone > img { width: 100%; height: 100%; object-fit: cover; object-position: top; border-radius: 36px; background: #FFFFFF; }
.phone--back { right: auto; left: 2%; top: 9%; width: min(262px, 54%); transform: rotate(-7deg); opacity: .96; box-shadow: var(--sh-1); }
.phone--lg { position: relative; right: auto; top: auto; width: min(320px, 100%); margin: 0 auto; }

/* 휴대폰 안 화면 — 그림이 아니라 글자로 그린다(선명하고, 회사 이름·숫자는 데이터에서). 밝은 화면·어두운 화면 모두 '폰 화면'이라 안쪽 색은 고정 */
.screen { container-type: inline-size; position: relative; width: 100%; height: 100%; border-radius: 36px; overflow: hidden; background: #F3F6FB; color: #191F28; display: flex; flex-direction: column; }
.screen--doc { padding: 46px 14px 14px; gap: 10px; background: linear-gradient(180deg, #EEF3FF, #F7F9FC 40%); }
.screen__chip { align-self: flex-start; display: inline-flex; align-items: center; gap: 5px; padding: 5px 10px; border-radius: 999px; background: #FFFFFF; color: var(--brand); font-size: 12px; font-weight: 700; box-shadow: 0 2px 8px rgb(11 46 120 / .12); }
.screen__chip svg { width: 13px; height: 13px; fill: none; stroke: currentColor; stroke-width: 3; stroke-linecap: round; stroke-linejoin: round; }
.screen__title { font-size: clamp(14px, 7.2cqi, 19px); font-weight: 700; line-height: 1.35; letter-spacing: -.04em; padding: 0 2px; }
.screen__paper { flex: 1; min-height: 0; border-radius: 14px; overflow: hidden; background: #FFFFFF; box-shadow: 0 8px 22px -10px rgb(16 32 64 / .35); border: 1px solid #E5E8EB; }
.screen__paper img { width: 100%; height: 100%; object-fit: contain; object-position: top; }   /* 종이를 통째로 — 양옆이 잘리지 않게 */
.screen__amount { display: flex; align-items: baseline; justify-content: space-between; gap: 8px; padding: 12px 14px; border-radius: 14px; background: var(--brand); color: #FFFFFF; box-shadow: 0 10px 24px -12px var(--brand); }
.screen__amount span { font-size: clamp(11px, 4.8cqi, 13px); font-weight: 500; opacity: .9; }
.screen__amount b { font-size: clamp(15px, 8cqi, 21px); font-weight: 700; letter-spacing: -.03em; font-variant-numeric: tabular-nums; }
.screen__amount small { font-size: 14px; margin-left: 1px; }
.screen--video { background: #0D1117; }
.screen--video img { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; object-position: 62% 40%; }
.screen--video::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, transparent 45%, rgb(0 0 0 / .78)); }
.play--screen { left: 50%; top: 42%; transform: translate(-50%, -50%); z-index: 1; }
.screen__quote { position: absolute; left: 16px; right: 16px; bottom: 22px; z-index: 1; color: #FFFFFF; font-size: clamp(12px, 6cqi, 15px); font-weight: 700; line-height: 1.45; letter-spacing: -.03em; }
.screen__quote span { display: block; margin-top: 6px; font-size: 11px; font-weight: 500; opacity: .85; }
.screen--found { align-items: center; text-align: center; padding: 44px 18px 18px; background: radial-gradient(260px 200px at 50% 18%, #FFF4C9, transparent 70%), linear-gradient(180deg, #FFFFFF, #EEF4FF); }
.coins { width: 78%; height: auto; margin: 4px 0 6px; }
.found__chip { padding: 5px 11px; border-radius: 999px; background: #EAF1FF; color: var(--brand); font-size: 12px; font-weight: 700; }
.found__title { margin-top: 10px; font-size: clamp(15px, 7.2cqi, 19px); font-weight: 700; line-height: 1.35; letter-spacing: -.04em; }
.found__sum { margin-top: 10px; font-size: clamp(22px, 11.5cqi, 30px); font-weight: 700; letter-spacing: -.04em; color: var(--brand); font-variant-numeric: tabular-nums; }
.found__sum small { font-size: 18px; margin-left: 2px; }
.found__years { list-style: none; margin: 14px 0 0; padding: 10px 14px; width: 100%; border-radius: 14px; background: #FFFFFF; border: 1px solid #E5E8EB; display: grid; gap: 6px; }
.found__years li { display: flex; justify-content: space-between; font-size: 13px; color: #4E5968; }
.found__years b { color: #191F28; font-weight: 600; font-variant-numeric: tabular-nums; }
.found__foot { margin-top: auto; font-size: 11px; color: #6B7684; }
.screen__note { margin-top: -2px; font-size: 10px; line-height: 1.4; color: #6B7684; text-align: center; letter-spacing: -.02em; }

/* 처리방침 */
.legal__in { max-width: 860px; }
.legal__body { margin: 28px 0 36px; padding: 28px; border-radius: 20px; background: var(--card); border: 1px solid var(--line); white-space: pre-wrap; font-size: 15px; line-height: 1.8; color: var(--ink); }
.legal .h3 { margin-top: 28px; }
.legal__p { margin-top: 10px; color: var(--muted); }

/* ── 띠 공통 ───────────────────────────────────── */
.band { padding: clamp(64px, 8vw, 112px) 0; }

/* 2. 5년 안내 */
.intro__in { display: grid; grid-template-columns: minmax(0, 1fr) minmax(0, 1fr); gap: clamp(28px, 5vw, 80px); align-items: center; }
.intro__badge { display: inline-block; margin-top: 22px; padding: 10px 18px; border-radius: 14px; background: var(--accent-soft); color: var(--accent); font-weight: 700; }
.intro__points { list-style: none; margin: 0; padding: 0; display: grid; gap: 14px; }
.intro__points li { display: grid; grid-template-columns: 92px minmax(0, 1fr); gap: 18px; align-items: center; padding: 22px 26px; border-radius: var(--r); background: var(--card); border: 1px solid var(--line); box-shadow: var(--sh-1); }
.intro__points b { font-size: 34px; font-weight: 700; letter-spacing: -.04em; color: var(--accent); }
.intro__points span { color: var(--muted); font-size: 16px; }

/* 3. 파란 띠 — 기존의 색 그대로 */
.blue { position: relative; overflow: hidden; background: radial-gradient(800px 480px at 85% 10%, rgb(255 255 255 / .16), transparent 70%), var(--band); color: #FFFFFF; padding: clamp(64px, 8vw, 104px) 0; }
.blue__in { display: grid; grid-template-columns: minmax(0, 1.15fr) minmax(0, .85fr); gap: clamp(28px, 5vw, 72px); align-items: center; }
.steps { list-style: none; margin: 34px 0 0; padding: 0; display: grid; gap: 12px; }
.steps li { display: grid; grid-template-columns: 44px minmax(0, 1fr); gap: 16px; align-items: start; padding: 18px 20px; border-radius: 18px; background: rgb(0 0 0 / .14); border: 1px solid rgb(255 255 255 / .18); }
.steps__n { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 50%; background: #FFFFFF; color: color-mix(in oklab, var(--brand) 88%, black); font-weight: 700; font-size: 18px; }
.steps h3 { font-size: 18px; font-weight: 700; }
.steps p { margin-top: 4px; font-size: 16px; color: rgb(255 255 255 / .92); }

/* 4. 영상 후기 */
.reviews { background: var(--soft); }
.reviews__grid { margin-top: clamp(32px, 4vw, 52px); display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.vcard { position: relative; display: flex; flex-direction: column; border-radius: var(--r); overflow: hidden; background: var(--card); border: 1px solid var(--line); box-shadow: var(--sh-1); color: inherit; text-decoration: none; transition: box-shadow .2s ease, border-color .2s ease; }
.vcard:hover { border-color: color-mix(in oklab, var(--accent) 40%, var(--line)); box-shadow: var(--sh-2); }
.vcard__img { position: relative; display: block; aspect-ratio: 620 / 356; overflow: hidden; background: #0D1117; }
.vcard__img img { width: 100%; height: 100%; object-fit: cover; transition: transform .35s ease; }
.vcard:hover .vcard__img img { transform: scale(1.03); }
.vcard__text { display: grid; gap: 10px; padding: 20px 22px 22px; }
.vcard__quote { font-size: 17px; font-weight: 700; line-height: 1.5; letter-spacing: -.02em; }
.vcard__who { display: flex; flex-wrap: wrap; gap: 4px 10px; font-size: 14px; color: var(--muted); }
.vcard__who b { color: var(--ink); font-weight: 600; }
.vcard--main { grid-column: 1 / -1; display: grid; grid-template-columns: minmax(0, 1.55fr) minmax(0, 1fr); }
.vcard--main .vcard__img { aspect-ratio: 1278 / 668; }
.vcard--main .vcard__text { align-content: center; padding: clamp(24px, 3vw, 44px); gap: 16px; }
.vcard--main .vcard__quote { font-size: clamp(22px, 1rem + 1vw, 30px); line-height: 1.4; letter-spacing: -.035em; }
.vcard--main .vcard__who { font-size: 16px; }
/* 재생 단추는 왼쪽 아래 — 썸네일 가운데·옆에 새겨진 큰 글자를 가리지 않게. 전문가 영상(.play--lg)만 가운데 */
.play { position: absolute; left: 16px; bottom: 16px; width: 50px; height: 50px; display: grid; place-items: center; border-radius: 50%; background: rgb(255 255 255 / .94); box-shadow: 0 8px 28px rgb(0 0 0 / .35); transition: transform .2s ease; }
.play svg { width: 22px; height: 22px; margin-left: 3px; fill: var(--brand); }
.play--lg { left: 50%; top: 50%; bottom: auto; width: 84px; height: 84px; transform: translate(-50%, -50%); }
.play--lg svg { width: 36px; height: 36px; }
.vcard:hover .play { transform: scale(1.08); }
.expert__video:hover .play { transform: translate(-50%, -50%) scale(1.06); }

/* 5. 글 후기 */
.notes__grid { list-style: none; margin: 28px 0 0; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; }
.note { display: flex; flex-direction: column; gap: 10px; padding: 24px 24px 20px; border-radius: var(--r); background: var(--card); border: 1px solid var(--line); }
.note h3 { font-size: 17px; font-weight: 700; letter-spacing: -.02em; }
.note p { font-size: 15px; color: var(--muted); line-height: 1.65; }
.note .note__who { margin-top: auto; padding-top: 12px; display: flex; flex-wrap: wrap; align-items: center; gap: 4px 10px; font-size: 14px; border-top: 1px dashed var(--line); }
.note__who b { color: var(--ink); font-weight: 600; }
.done { margin-left: auto; color: var(--accent); font-weight: 700; }
.notes__more { margin-top: 8px; }
.notes__more summary { list-style: none; cursor: pointer; display: flex; justify-content: center; margin-top: 20px; }
.notes__more summary::-webkit-details-marker { display: none; }
.notes__more summary span { display: inline-flex; align-items: center; gap: 8px; min-height: 48px; padding: 0 22px; border-radius: 14px; border: 1px solid var(--line-strong); background: var(--card); font-weight: 700; font-size: 15px; }
.notes__more summary span::after { content: ""; width: 8px; height: 8px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: translateY(-2px) rotate(45deg); }
.notes__more summary:hover span { border-color: var(--ink); }
.notes__more[open] summary { display: none; }

/* 6. 전문가 영상 */
.expert { background: var(--soft); }
.expert__video { position: relative; display: block; max-width: 980px; margin: clamp(32px, 4vw, 48px) auto 0; border-radius: 28px; overflow: hidden; box-shadow: var(--sh-2); background: #0D1117; }
.expert__video img { width: 100%; }
.expert__facts { margin: 34px auto 0; max-width: 980px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.expert__facts p { padding: 20px 24px; border-radius: 18px; background: var(--card); border: 1px solid var(--line); color: var(--muted); font-size: 16px; text-align: center; }
.expert__facts strong { color: var(--ink); }

/* 7. 개인정보 보호 */
.safe__grid { list-style: none; margin: clamp(32px, 4vw, 52px) auto 0; padding: 0; max-width: 980px; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; }
.safe__grid li { text-align: center; padding: 36px 30px 34px; border-radius: 24px; background: var(--card); border: 1px solid var(--line); box-shadow: var(--sh-1); }
.safe__ic { display: inline-grid; place-items: center; width: 84px; height: 84px; border-radius: 26px; background: var(--accent-soft); margin-bottom: 18px; }
.safe__ic svg { width: 46px; height: 46px; fill: none; stroke: var(--accent); stroke-width: 2.4; stroke-linecap: round; stroke-linejoin: round; }
.safe__ic .lock { fill: var(--card); }
.safe__grid h3 { font-size: 20px; font-weight: 700; letter-spacing: -.02em; }
.safe__grid p { margin-top: 10px; color: var(--muted); font-size: 16px; }

/* 8. 브랜드 띠 — 기존 사진 그대로 */
.brandline { position: relative; overflow: hidden; background: #0B1220; padding: clamp(80px, 10vw, 140px) 0; text-align: center; }
.brandline__bg { position: absolute; inset: 0; width: 100%; height: 100%; object-fit: cover; }
.brandline::after { content: ""; position: absolute; inset: 0; background: linear-gradient(180deg, rgb(8 12 24 / .55), rgb(8 12 24 / .72)); }
.brandline__in { position: relative; z-index: 1; }

/* 9. 자주 묻는 질문 */
.faq__in { max-width: 900px; }
.qa { margin-top: clamp(28px, 4vw, 44px); display: grid; gap: 14px; }
.qa details { border-radius: 22px; background: var(--card); border: 1px solid var(--line); box-shadow: var(--sh-1); }
.qa summary {
  list-style: none; cursor: pointer; display: flex; align-items: center; gap: 16px;
  min-height: 72px; padding: 18px 64px 18px 24px; position: relative; font-size: 18px; font-weight: 700; letter-spacing: -.02em;
}
.qa summary::-webkit-details-marker { display: none; }
.qa summary::after { content: ""; position: absolute; right: 28px; top: 50%; width: 10px; height: 10px; border-right: 2px solid var(--muted); border-bottom: 2px solid var(--muted); transform: translateY(-70%) rotate(45deg); transition: transform .2s ease; }
.qa details[open] summary::after { transform: translateY(-30%) rotate(-135deg); }
.q { flex: none; display: grid; place-items: center; width: 34px; height: 34px; border-radius: 10px; background: var(--accent-soft); color: var(--accent); font-weight: 700; }
.qa details p { padding: 0 28px 26px 74px; color: var(--muted); font-size: 16px; }

/* 10. 관련 기관 */
.orgs { border-top: 1px solid var(--line); padding: 28px 0; }
.orgs__in { list-style: none; margin: 0 auto; display: flex; flex-wrap: wrap; justify-content: center; gap: 16px 40px; }
.orgs img { height: 56px; width: auto; border-radius: 10px; background: #FFFFFF; }
.orgs a { display: block; border-radius: 10px; }

/* ── 바닥 ───────────────────────────────────────── */
.foot { background: var(--soft); border-top: 1px solid var(--line); padding: 40px 0 calc(48px + env(safe-area-inset-bottom)); font-size: 14px; color: var(--muted); }
.foot__in { display: grid; gap: 22px; }
.foot__legal { display: flex; gap: 22px; }
.foot__legal a { color: var(--muted); text-decoration: none; font-weight: 500; }
.foot__legal a.strong { color: var(--ink); font-weight: 700; }
.foot__legal a:hover { text-decoration: underline; }
.foot__brand { display: flex; align-items: center; gap: 18px; }
.foot__brand img { height: 36px; width: auto; }
.social { list-style: none; margin: 0; padding: 0; display: flex; gap: 10px; }
.social a { display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--card); border: 1px solid var(--line); color: var(--muted); }
.social a:hover { color: var(--accent); border-color: var(--accent); }
.social svg { width: 20px; height: 20px; fill: currentColor; }
.social .cut { fill: none; stroke: var(--card); stroke-width: 1.6; stroke-linecap: round; }
.foot__info { display: grid; gap: 4px; line-height: 1.7; }
.foot__name { color: var(--ink); font-weight: 700; font-size: 15px; }
.foot__info b { color: var(--ink); font-weight: 600; }
.foot__info a { color: inherit; text-decoration: none; }
.bar { margin: 0 10px; color: var(--line-strong); }
.foot__copy { margin-top: 8px; font-size: 13px; }

/* 맨 위로 · 폰 하단 신청 버튼 */
.totop { position: fixed; right: max(20px, env(safe-area-inset-right)); bottom: calc(24px + env(safe-area-inset-bottom)); z-index: 30; display: grid; place-items: center; width: 48px; height: 48px; border-radius: 50%; background: var(--card); border: 1px solid var(--line); box-shadow: var(--sh-1); color: var(--ink); transition: opacity .2s ease; }
.totop svg { width: 22px; height: 22px; fill: none; stroke: currentColor; stroke-width: 2; stroke-linecap: round; stroke-linejoin: round; }
.js .totop:not(.is-on) { opacity: 0; pointer-events: none; }
.dock { display: none; }

/* ── 좁은 화면 ───────────────────────────────────── */
@media (max-width: 1080px) {
  .top__nav { display: none; }
  .reviews__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .notes__grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}
@media (max-width: 860px) {
  .hero__in, .intro__in, .blue__in { grid-template-columns: minmax(0, 1fr); }
  .hero__art { height: 440px; max-width: 460px; width: 100%; margin: 0 auto; }
  .blue__art { margin-top: 8px; }   /* 폰에서도 '실제 환급 사례' 화면을 단계 아래에 보인다 */
  .phone--lg { width: min(280px, 82%); }
  .vcard--main { grid-template-columns: minmax(0, 1fr); }
  .expert__facts, .safe__grid { grid-template-columns: minmax(0, 1fr); }
}
@media (max-width: 720px) {
  body { padding-bottom: calc(84px + env(safe-area-inset-bottom)); }
  .dock { display: block; position: fixed; left: 0; right: 0; bottom: 0; z-index: 35; padding: 12px 16px calc(12px + env(safe-area-inset-bottom)); background: color-mix(in oklab, var(--bg) 88%, transparent); backdrop-filter: blur(12px); -webkit-backdrop-filter: blur(12px); border-top: 1px solid var(--line); }
  .dock .btn { width: 100%; min-height: 56px; }
  .js .dock:not(.is-on) { transform: translateY(110%); }   /* 첫 화면 신청 버튼이 보이는 동안은 숨긴다 */
  .dock { transition: transform .2s ease; }
  .totop { bottom: calc(96px + env(safe-area-inset-bottom)); }
  .top .btn--sm { display: none; }
}
@media (max-width: 560px) {
  body { font-size: 16px; }
  /* 폰: 후기는 세로로 쌓지 않고 옆으로 넘겨 본다(손으로만 — 저절로 흐르지 않는다). 다음 카드가 살짝 보여 넘길 수 있음을 알린다 */
  .reviews__grid, .notes__grid {
    display: flex; gap: 12px; overflow-x: auto; scroll-snap-type: x mandatory; overscroll-behavior-x: contain;
    margin-left: calc(-1 * var(--gutter)); margin-right: calc(-1 * var(--gutter)); padding: 4px var(--gutter) 14px;
    scroll-padding-left: var(--gutter);
  }
  .reviews__grid > *, .notes__grid > * { flex: 0 0 84%; scroll-snap-align: start; }
  .vcard--main { grid-column: auto; }
  .hero__cta .btn { flex: 1 1 100%; }
  .hero__art { height: 380px; }
  .intro__points li { grid-template-columns: 64px minmax(0, 1fr); padding: 18px; }
  .intro__points b { font-size: 26px; }
  .qa summary { font-size: 16px; padding: 16px 52px 16px 18px; gap: 12px; }
  .qa summary::after { right: 22px; }
  .qa details p { padding: 0 20px 22px 20px; }
  .brandmark img { height: 36px; }
  .orgs img { height: 44px; }
  .bar { margin: 0 6px; }
}

@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; }
}
@media print {
  .top, .dock, .totop, .hero__cta, .btn { display: none !important; }
  body { background: #fff; padding: 0; }
}

/* 공유 카드 원판(og.html, 1200×630) — 공개 페이지에는 쓰이지 않는다 */
.og { margin: 0; width: 1200px; height: 630px; overflow: hidden; display: grid; grid-template-columns: 700px 500px; background: radial-gradient(700px 460px at 80% 40%, color-mix(in oklab, var(--brand) 18%, transparent), transparent 70%), #F5F9FD; color: #191F28; }
.og__l { padding: 64px 0 60px 72px; display: flex; flex-direction: column; }
.og__logo { width: 150px; }
.og__title { margin-top: auto; font-weight: 700; font-size: 64px; line-height: 1.2; letter-spacing: -.045em; }
.og__title em { color: var(--brand); }
.og__sub { margin-top: 20px; font-size: 24px; font-weight: 500; color: #4E5968; }
.og__r { position: relative; }
.og__r .phone { right: 70px; top: 70px; width: 300px; }